Benefits
UME Helps Pay for Your Medical Insurance!
One of the best benefits of working at UME Preparatory Academy is that UME contributes $350 every month toward your TRS-ActiveCare medical plan.
That means you choose the medical plan that's right for you, and UME helps pay for it!
🩺 Choose the Medical Plan That Fits Your Family
| Plan | Best For | Individual Deductible | Family Deductible |
|---|---|---|---|
| ⭐ TRS-ActiveCare Primary | Employees looking for the lowest monthly premium | $2,500 | $5,000 |
| ⭐ TRS-ActiveCare Primary+ | Employees wanting lower deductibles and copays | $1,200 | $2,400 |
| ⭐ TRS-ActiveCare HD | Employees interested in an HSA and nationwide coverage | $3,400 | $6,800 |
| TRS-ActiveCare 2 | Current participants only | Closed to new enrollments | Existing members may remain enrolled |
These plan features and deductibles are outlined in the official 2026–2027 TRS-ActiveCare Plan Highlights.
❤️ Why Employees Love TRS-ActiveCare
No matter which plan you choose, you'll have access to:
✅ Preventive care at $0
✅ TRS Virtual Health
✅ Teladoc®
✅ Wellness coaching
✅ Nutrition and weight-management programs
✅ Member Rewards—earn cash rewards for choosing high-quality, lower-cost providers
✅ Airrosti Remote Recovery virtual physical therapy (eligibility rules apply)
✨ What's New for 2026?
Through the ESC Region 11 Benefits Cooperative, employees may see enhancements to several supplemental benefits, including:
- The Hartford Accident & Critical Illness with increased benefits
- New York Life Hospital Indemnity with enhanced wellness and newborn benefits
- Chubb Basic Life & AD&D
- Chubb Voluntary Life with guaranteed issue up to qualifying limits during Open Enrollment (subject to plan rules)
💻 Ready to Enroll?
Visit THEbenefitsHUB
👉 https://benefitshub.esc11.net
Your personalized enrollment portal allows you to:
✔ Review your current benefits
✔ Compare medical plans
✔ Update dependents
✔ Elect dental, vision, life, disability, and supplemental benefits
✔ Review beneficiaries
📋 Before You Click "Submit"
Take a few minutes to review:
✔ Your beneficiaries
✔ Dependents
✔ Medical elections
✔ Dental & Vision
✔ Life Insurance
✔ Disability Insurance
✔ Flexible Spending Account (FSA)
✔ Health Savings Account (HSA), if enrolled in the HD Plan
👩🏫 New Employees
If you're newly hired:
- Enroll or decline benefits within 31 days of your hire date.
- If your hire date is before August 2, you may complete two enrollments—one for the current plan year and one effective September 1. Follow the prompts in THEbenefitsHUB to complete both if applicable.
- Have your dependents' Social Security numbers and beneficiary information available before you begin.
💡 Helpful Reminder
After Open Enrollment closes on August 14, you generally cannot make changes to your benefits until next year's Open Enrollment unless you experience a qualifying life event (such as marriage, birth, divorce, or loss of other coverage).
📅 Mark Your Calendar
🗓 Open Enrollment
July 6 – August 14, 2026
Coverage Begins
September 1, 2026
🎓 Need Help Choosing a Plan?
TRS offers FREE "TRS-ActiveCare: A to Z" webinars throughout the summer.
Learn about:
- Medical plan options
- Prescription coverage
- Wellness benefits
- Choosing the right plan for your family
📞 Questions? We're Here to Help!
Human Resources
Kortlynd Dickerson
Director of Human Resources & Payroll
📧 HR Office
We'll be happy to answer your questions and help you make informed benefit decisions.